The 2025 real estate landscape looks different than it did just a year ago.
With new rules requiring buyers to sign formal agreements with agents before touring homes, many are wondering:
What happens if a buyer doesn’t have an agent at all? Can they still make an offer — and how does it work, especially in a FSBO sale?
If you’re selling your home without an agent (FSBO), you’re likely to encounter this exact scenario.
Here’s how to navigate it, what buyers can and can’t do on their own, and how ListLean helps you handle direct-to-seller offers the right way.
Quick Recap: What Changed in 2025
Thanks to a landmark NAR legal settlement, buyers are now required to sign a buyer-broker agreement before touring homes listed on the MLS with an agent.
This agreement outlines:
- Whether the buyer is paying the agent
- How much the agent expects to be paid
- Whether the seller will offer compensation
This rule aims to make agent compensation more transparent — but it also opened the door to a growing trend:
More buyers choosing to go without an agent altogether.
What Happens When a Buyer Doesn’t Have an Agent?
If a buyer shows up without representation, they are fully allowed to:
- Tour your FSBO home
- Ask questions directly
- Make an offer without an agent involved
- Use their own lender, inspector, or attorney (if they want)
What they can’t do is expect you, as the seller, to act as their agent or give legal advice.
And if you’re selling FSBO, that’s totally fine — you just need to be ready to handle a direct offer the right way.
Can a Buyer Make an Offer Without an Agent?
Yes, absolutely. Many buyers in 2025 are educated, pre-approved, and perfectly capable of submitting an offer directly to the seller.
Here’s what they’ll need to include:
- Their purchase price
- Down payment amount
- Contingencies (inspection, loan, etc.)
- Proposed closing date
- Earnest money amount
- Whether they’re requesting seller concessions
If they’re unfamiliar with the paperwork, many use a transaction coordinator, real estate attorney, or a tool like the FSBO documents available through ListLean.
What If the Buyer Asks You to Write the Offer?
If the buyer doesn’t have an agent, you may be asked to help with the offer paperwork.
This is where it’s important to set boundaries.
As a seller, you can:
- Share a blank California Residential Purchase Agreement
- Explain your terms clearly
- Use a transaction coordinator or neutral 3rd party to draft and submit the offer
You should not:
- Fill out the buyer’s side of the contract
- Advise them legally
- Encourage or discourage them on contingencies
This is why ListLean offers low-cost support options — so FSBO sellers can stay protected while still helping buyers get their offers submitted properly.
Why More Buyers Are Going Direct in 2025
With buyers now required to sign up with agents before touring most MLS homes, many are skipping the agent route entirely — especially if:
- They’re experienced buyers
- They want to avoid extra commission fees
- They’re buying from a FSBO seller
- They want to negotiate directly and move fast
It’s not uncommon in 2025 for a buyer to search online, find a FSBO listing on ListLean, and reach out to the seller directly.
That’s why being ready to handle these buyers is key if you want to maximize your FSBO success.
How FSBO Sellers Can Prepare for Unrepresented Buyers
If you’re selling without an agent, here’s what you can do to stay ready:
1. Have Blank Contracts Available
The standard California RPA (Residential Purchase Agreement) is available online or can be provided through your escrow company.
2. Be Clear on Your Terms
Price, timeline, deposit, included appliances — get this clear in writing before offers start coming in.
3. Use a Transaction Coordinator (Optional)
A TC can help guide both sides of the deal by managing deadlines, paperwork, and disclosures — without acting as an agent.
You can add this service on through ListLean’s pricing plans if needed.
4. Stick to What You Know
You don’t need to be a legal expert. Just be honest, organized, and clear about your expectations.
Final Thoughts
So what happens if a buyer doesn’t have a real estate agent in 2025?
They can still buy your FSBO home — and you can still sell it directly — as long as both sides handle the process correctly.
In fact, these direct buyer-seller deals are becoming more common as the industry shifts toward transparency and flexibility.
If you’re ready to take control of your home sale and work confidently with any buyer — whether they’re represented or not — ListLean gives you the tools to do it your way.
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