All blogs

How Much Can You Really Save with FSBO vs Flat Fee vs Realtor?

Rupi Azrot
July 25, 2025
Share this blog

Selling your home in California is no small decision — and it can come with some seriously large fees. Whether you’re looking to pocket as much equity as possible or just avoid expensive commissions, more sellers are asking: How much can I really save going FSBO or using a flat fee service?

Let’s unpack the real numbers behind each selling route and see where the savings are.

The Traditional Realtor Route (Full Commission Model)

This is what most sellers are used to. You hire a listing agent to handle everything — pricing, staging, photos, showings, paperwork, negotiations — and in exchange, you pay a percentage of your final sales price.

Typical fees:

  • Listing agent: 2.5 to 3%
  • Buyer’s agent: 2.5 to 3%
  • Total: 5 to 6% of the sale price

Example on a $750,000 home:

  • 6% total commission = $45,000
  • That’s money straight out of your equity

Pros:

  • Hands-off experience
  • Agent handles all negotiations and deadlines

Cons:

  • Huge commission costs
  • Less control over pricing and strategy

The FSBO Route (Do-It-Yourself)

For Sale By Owner (FSBO) means exactly what it sounds like. You handle everything — pricing, marketing, photos, disclosures, contracts, showings, etc.

Typical costs:

  • $0 to $500 for marketing or paperwork help
  • You may still offer 2 to 2.5% to a buyer’s agent to reach their clients

Example on a $750,000 home:

  • You pay no listing commission
  • You offer 2.5% to a buyer agent: $18,750
  • You save $26,250 compared to full service

Pros:

  • Maximum potential savings
  • Full control over the process

Cons:

  • Major time commitment
  • Risk of legal or paperwork errors
  • Limited exposure if not on the MLS

The Flat Fee MLS Route (Best of Both Worlds)

Flat fee listing services like ListLean offer the best middle ground.

You stay in control of your sale, but your listing gets on the MLS — the same system real estate agents use — and pushed to hundreds of sites like Redfin, Zillow, Realtor.com, etc.

Typical costs:

  • Flat fee: $95 to $500 one time
  • Optional add-ons for help with contracts or disclosures
  • You can still offer a buyer agent commission if you want

Example on a $750,000 home:

  • Flat fee MLS: $95 (with ListLean)
  • Offer 2.5% to buyer’s agent: $18,750
  • You save $26,155 compared to traditional sale

Pros:

  • Wide online exposure (MLS and beyond)
  • Very low cost
  • Optional support
  • Still FSBO — you’re in charge

Cons:

  • You still manage showings and pricing
  • Some sellers may need help with contracts or disclosures

Real Numbers Recap

What Most Sellers Choose Today

According to data from the National Association of Realtors:

  • 90% of buyers still find homes online
  • FSBO homes sell for 18% less on average without MLS exposure

That’s why many California sellers are skipping the full agent route but still using tools like ListLean to get on the MLS.

It’s not just about saving money — it’s about listing smarter.

Final Thoughts

You don’t have to spend tens of thousands just to sell your home.

With a flat fee MLS service like ListLean, you get professional exposure and control — all without paying big listing commissions.

See what option fits you best on our pricing page, and take the first step toward a smarter sale.

Save your equity. List smarter.

Selling a home FSBO (For Sale By Owner) can be an attractive option for homeowners looking to save on realtor commissions and retain control over the selling process. However, navigating the complexities of a real estate transaction without professional guidance can be challenging. To help you avoid common pitfalls and achieve a successful sale, let's explore some of the top FSBO mistakes to avoid when selling your home.

1. Pricing it Wrong:

Eget quis mi enim, leo lacinia pharetra, semper. Eget in volutpat mollis at volutpat lectus velit, sed auctor. Porttitor fames arcu quis fusce augue enim. Quis at habitant diam at. Suscipit tristique risus, at donec. In turpis vel et quam imperdiet. Ipsum molestie aliquet sodales id est ac volutpat.

2. Neglecting Legal Requirements:

Selling a home involves adhering to various legal requirements and disclosures. Failure to comply with state and local regulations can lead to legal issues and jeopardize the sale. Make sure you familiarize yourself with California's real estate laws, including disclosure requirements, contract terms, and any local ordinances that may affect the sale of your home.

3. Poor Marketing Strategy:

Effective marketing is essential for attracting potential buyers and generating interest in your property. Many FSBO sellers make the mistake of neglecting marketing efforts or relying solely on traditional methods such as yard signs and classified ads. Take advantage of online platforms, social media channels, and professional photography to showcase your home to a wider audience and maximize its exposure.

Image caption goes here
Dolor enim eu tortor urna sed duis nulla. Aliquam vestibulum, nulla odio nisl vitae. In aliquet pellentesque aenean hac vestibulum turpis mi bibendum diam. Tempor integer aliquam in vitae malesuada fringilla.
FAQs

Frequently asked questions

What is the MLS?

The Multiple Listing Service, or MLS, is a database used by real estate brokers to share information about properties for sale by sellers they represent to brokers who represent potential buyers.

What is a Flat Fee MLS listing?

A Flat Fee MLS listing is a service that allows homeowners like you to list their property on the local MLS for a flat fee rather than paying a traditional real estate agent's commission, which is typically a percentage of the sale price.

How does a Flat Fee MLS listing work?

You pay a one-time fee to have your property listed on the MLS database. This fee usually covers the cost of listing your property on the MLS for a specified period, often ranging from 6 months to a year. You retain the right to sell your home FSBO and handle the selling process yourself.

Why can’t I edit my Zillow listing after my property goes live on the MLS?

Once your home is listed on the MLS, websites like Zillow, Redfin, and Realtor.com automatically pull your listing data directly from the MLS.

Because of this MLS connection, Zillow removes homeowner editing access to avoid conflicting information online. This is a Zillow policy that applies to any home listed through the MLS — regardless of which agent or company lists it.

You can read Zillow's official policy here:
https://www.zillow.com/c/about-linking-and-claiming-listings/

Am I signing a listing agreement with ListLean?

No, you are not signing a traditional listing agreement with us. ListLean does not represent you as an agent. Instead, you are signing an MLS Entry Agreement, which is required to list your property on the MLS while staying compliant with board and MLS regulations. This agreement allows us to post your listing but does not establish an agent-client relationship. You still remain a For Sale By Owner (FSBO) seller, maintaining full control over your sale.

Do I need to provide photos and descriptions for my listing?

Yes. Try to provide high-quality photos and a detailed description of your property for the MLS listing. Remember, you want to get the best price for your home, so clear, well-lit photos and an accurate (non-puffed) description will go a long way towards generating interest for your house. We offer professional photography for an extra $250 because we know first impressions are the only ones that matter online in the age of swiping left.

Can I change the listing price or details after it's posted on the MLS?

Absolutely! Just email us anytime at team@listlean.com for any updates, changes, or open house requests.

For Open Houses, please send us:

  • Property Address (in the email subject line)
  • Open House Day(s)
  • Start & End Time

We ask for at least 48 hours’ notice so we can update the MLS properly. Once updated, Zillow and other websites will reflect those changes automatically within 24-48 hours.

How do showings and negotiations work with a Flat Fee MLS listing?

As the FSBO homeowner, you'll be responsible for scheduling and conducting showings with potential buyers. When you receive offers, you'll negotiate directly with the buyer or their agent. It's advisable to seek legal counsel or hire a real estate attorney to review any offers or contracts to ensure they're in your best interest.

What happens if my property doesn't sell during the listing period?

If your property doesn't sell during the initial listing period, you may have the option to renew your Flat Fee MLS listing for an additional fee.

Is ListLean a Licensed Broker?

Absolutely. ListLean LLC operates under Offercity Brokerage Inc, holding California CalBRE #02185966. As a licensed broker, we’re authorized to list your home on local MLS databases throughout California.